When the entrepreneur finally loses patience for dishonest business partners that owe money to them, they shout loudly: We will see each other in court! But there is a question whether it is a really reasonable solution. People who have tried to pursue their rights in court know very well that it is not easy or nice.
Indulgence for lingering customers that can avoid making of the payment for the service or the goods for months is the main sin of the Polish entrepreneurs. Everyone has got used to the situation, in which invoices are not paid for on time, and accepts such state of affairs, although they should not do it for their own sake. Leading to the situation, in which the only way left is the court, is the best way not to have too big chances for recovery of the receivables. Actions aimed at recovery of the debt should be taken much earlier.
The term, in which the payment should be made, is expressly determined in the invoice; if it is exceeded, it is exactly the moment, in which the actions should be taken. In case when we cannot control and enforce our receivables or when we have other things on our mind, it is good to use the services of a professional debt collector. They will have no qualms about disciplining the delayed payers and first of all will have proper knowledge on what actions to take in order for them to bring the expected effect, at the same time maintaining good relations with the customers. Firstly, the dialogue with the debtor is established through telephone contact, thanks to which the actual state and the real possibility of as well as the time limit for the payment is determined. If these actions do not result in payment of the debt, written correspondence is started through reminders calling for payment and in justified cases, the debt collector will go to the field to talk to the debtor in person. Accepting the task of recovery of the receivable for the customer, the debt collector is usually compensated on the success fee basis, in connection with which they use all legally available possibilities and their know-how in order to complete the case successfully. It all happens still before the tiresome and long-lasting court procedure.
It results from the experience of the debt collection companies that recovery of the debt is the most probable within 3 months from the expiry of the payment term; the vision of the loss of money is more and more real every day. The sooner the debt collection actions are taken, the bigger the chance that the debtor is solvent. Waiting for the decision of the court, thanks to which the bailiff will enter the case, we expose ourselves to a situation, in which our means may be very hard to recover or are even lost.
Published on: 23 October 2016